Budget Travel Insurance – Can You Get Quality Cover at a Low Price?

For any traveller, buying travel insurance is very much an essential purchase before they set off. Fine if you have the money available for what can be an expensive buy but if you do not, what options do you have? Should you travel without insurance or make do with some form of budget travel insurance? It is always better to have some cover than none at all. But can you get quality or even reasonable cover at a budget price?

The answer is… Yes you can. There are now hundreds of insurers who provide this type of cover so with some determination you will be able to find a budget travel insurance policy that gives you the cover you need at a price you can afford. You just need to know where to look.

Use a Broker

Don’t think that just because you are using someone else to find you your insurance that you are going to pay a lot for it. Many brokers specialise in the budget end of the market and offer policies that include all the cover you need at a competitive price. Because they have standardised the product offering they are able to offer volume discounts and will even be able to give you a choice of budget travel insurance plans. They also offer expertise, advice and a real person to talk to that will help you make your decision.

Go Direct to the Insurance Company

Going direct to an insurer can also get you a good value quality product. Many of the large insurers that you think would be too expensive for you now own smaller specialist companies that focus exclusively on travel insurance. They are often branded differently from the main company but you are more likely to get a quality product even though you are paying a cheaper price.

Search the Internet

A lot of the subsidiaries of major travel insurance companies operate exclusively online, which is another place you should look. If you are confident about doing all your own research and making the decision yourself you should follow this route. Internet purchases offer the lowest prices and you shouldn’t go wrong as long as you check which insurer is actually underwriting your policy.

Buy an Annual Policy

If you plan to make several trips during the year think about buying an annual or multi-trip budget travel insurance policy. You pay a one-off annual fee and for this you will get cover for you and your family if you wish for all your trips for 12 months. Stick with a well-known name, buy through a broker or over the internet and you should get a quality insurance policy at a very good price. If you take several trips during the year you will be amazed how little you are effectively paying for travel insurance for each one.

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Budget Travel Advice – 5 Useful Tips For the Budget Traveler

Traveling is a wonderful thing. Unfortunately, our finances do not always allow it, and especially during a downturn in the economy, it can be almost impossible to get away from it all and take a break.

However, with some careful planning and a good firm eye on your budget, you can indeed travel even if your budget is not too big.

Here are five useful budget travel tips and advice that may come in handy when you are traveling on a budget.

- Do not underestimate the so-called “extras”. Tips, tickets for museums, drinks at the hotel bar and lots of other “hidden” costs will all add up and may prove to be a shocking discovery for you when you go home and see your credit card bill!

- Information, information, information! This is perhaps the most important budget travel advice that one can get. Do your research about the country you are visiting before you get there. For some, this is half the fun of traveling but for travelers who may be more “adventurous” this may be perceived as taking away the spontaneity of travel. Some travelers love to just go to a place and figure out everything on the spot. While this can be fun too, if you are traveling on a budget it is best if you know enough information on the best cheap eats in the location, smartest way to travel, etc. This tip alone has the potential to save you lots and lots of money.

- Always remember to budget some additional funds just in case you need them. There is nothing scarier than being stranded in a foreign country without any money!

- Use your common sense. If you are on a tight budget, do not succumb to the temptation of buying that “must have” pair of shoes and do not go crazy with souvenir buying either. A nice practical souvenir that you can use when you are back home is much better then some tacky souvenir that you are just going to put in a drawer and never use.

- Look out for the free places of interest that the country you are visiting has. Every destination has its own list of free things to do. If you plan ahead, you can integrate as many “free things” as you wish in your travel itinerary. These will keep your spending down and you will still have a great time!

Happy Traveling!

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Today’s Budget Travel Insider Secrets

Budget travel is the buzz phrase when it comes to planning a vacation today. There are so many ways to actually fit your budget rather than the other way around, and yet some people still have no idea where to begin. What is needed is a frame of reference and this quick guide to budget travel should help you to plan the trip of your dreams for as low a cost as possible.

The purpose behind budget travel is to have the best possible experience and saving money at the same time. This must be done without sacrificing the quality of your travel experience. Many travellers make a game of this and set targets for spending as little as possible for maximum fun and adventure.

The first thing to consider for budget travel is your choice of transportation. Often, the way you travel can account for up to 70% of your total vacation cost. Budget travel forces one to examine the options carefully.

Travelling by car can save you money if the journey is relatively short, but a cross-country jag can really get expensive when one considers the ever fluctuating cost of gas. RV travel can be very enjoyable, especially for families, but cheap it’s not when one figures in gas, campground fees, sewage hook-ups etc.
RV travel does bring the many of comforts of home, but at a price. Train Travel is a tremendous bargain and a good choice for those interested in budget travel. Train ticket prices have been greatly discounted to attract more customers. Bus travel can also be a good choice for the budget minded.

An extended stay in one location is another good strategy for budget travel. Using one spot as a home base and traveling to points of interest as day trips can be a lot of fun, offer diverse though related experiences and you can actually save a lot of money by renting an apartment or extended stay accommodation. All this and a central spot that feels like home and is familiar place to rest your head after the day’s adventure.

If you have reached senior citizen status, there are numerous discounts available, so be sure to ask. The internet is loaded with discount coupons for entertainment, meals, and more. Many individuals overlook this sort of travel tip and rely on haggling and that’s fine too, but coupons can often gain you an equivalent discount without the need to open your mouth. Let’s not forget the various travel websites like Travelocity, Priceline, etc. they too can be excellent sources for budget travel opportunities. Some budget minded folks build their entire vacation around the cheap airfare and accommodations they find on those websites.

As you can see there are a number of methods to achieve substantial discounts and great rates for budget travel. So go on out and have a wonderful travel adventure and have fun saving money at the same time!

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Where To Find Budget Travel Bargains

There is only one reliable place to find good budget travel and that is online. The internet has opened up a whole new universe of travel for those who are stuck on a pretty tight budget. Not everyone can afford to go on a month long vacation to the South of France but most of us can make good solid use of budget travel.

When you do your travel shopping online you will find that you can afford much more than you thought you could. It is easy to find some good budget travel on the internet these days. All of the travel companies are throwing out some good packages for people with not much money to spare and some of the budget travel packages even include some meals. That is my idea of full service travel plans!

When it comes to budget travel you do have to watch out for a few things. For example, what kind of trip do you want to take? When it comes to budget travel the airlines can vary drastically. Some of the budget travel airlines are great, they are friendly and they are clean and fantastic, others, well, not so much. You should take some time to research about the different companies you are considering for your budget travel before you actually book anything. This will make a huge difference in the kid of trip that you end up being able to take.

Online you will be able to find all kinds of consumer reviews about budget travel companies, airlines and even cruises. Read through these carefully to find some great budget travel ideas. With these useful tips you will learn the best places to go for budget travel and the places and companies to stay away from in your traveling. There is no better, more reliable source for info than from people who have been in your shoes. They have nothing to lose by telling the truth so they do, they will tell it just like it is and that is what you need to help you make the right budget travel decisions.

Chances are that if you do all of your planning and booking online your budget travel is gong to be even cheaper. This is simple to do as well. Most of the major travel companies have everything you need online and they walk you right through it all. And if you have any trouble just contact them and they will help you out. There is nothing simpler or faster than booking your budget travel online these days. That is why the business is booming the way it is.

Each and every year the budget travel industry online grows and grows and it is not showing any signs of slowing down in the near future, that is for sure. So the next time you want to take a trip check out budget travel online and see where that takes you.

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